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Calculator Library

Link Disclosure: The information being provided is strictly as a courtesy. When you click on any of the links provided here, you are leaving this website and viewing information provided by a third party. We make no representation as to the completeness or accuracy of information provided by any third-party website. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. By accessing these calculators, you assume total responsibility and risk for your use of the third-party website.
 

FINRA Calculators

  • Smart Bond Investing Accrued Interest Calculator
  • Retirement Calculator
  • College Savings Calculator
  • Savings Calculator
  • 401(k) and IRA Minimum Required Distribution Calculator
Fund Yield Stress Test: To estimate how much an investor could lose during a 12-month period if Treasury Yields increased by 1 percentage point during the same 12-month period, subtract a fund's SEC Yield from it's Current Duration. (Current Duration - SEC Yield)
 

Retirement

  • Social security retirement income estimator
  • How does inflation impact my retirement income needs?
  • Convert discretionary expenses to savings

Savings

  • Becoming a millionaire
  • How long will it take to double my money?
  • How long until my savings reach my goal?
  • Save now vs. save later
  • How much should I save to reach my goal?
  • What will my current savings grow to?
  • Calculate rate of return
  • How do taxes and inflation impact my return?

Insurance

  • What is my life expectancy?
  • What are the chances of becoming disabled?
  • How much will I earn in my lifetime?
  • What are the tax advantages of an annuity?
  • How long will my current life insurance proceeds last?

Taxation

  • Federal income tax calculator
  • How much self-employment tax will I pay?
  • What is my tax-equivalent yield?
  • Tax refund estimator
  • Tax freedom day

Cash Flow

      • Should I pay down debt or invest more?
      • How long will my money last?
      • Historical inflation - Compare purchasing power

      Auto

          • Auto purchase - Loan vs. 0% dealer financing?
          • What would my auto payments be?
          • Auto loan - Accelerated payoff

            College

              • Will I be able to pay back my student loans?
              • Advantages of the Coverdell ESA.
              • Advantages of a 529 College Savings Plan
              • What is the value of a college education?
              • What are the payments on a parental (PLUS) loan?

              Credit

              • How long will it take to pay off my credit card(s)?
              • How long until my loan is paid off?
              • What would my loan payments be?
              • What is the balance owing on my loan?
              • Which is better, cash up front or payments over time?
              • What is the impact of making extra debt payments?
              • Should I pay off debts or invest the money?

              Home & Mortgage

              • Comprehensive mortgage calculator
              • Should I convert to a bi-weekly payment schedule?
              • What are the tax savings generated by my mortgage?
              • Compare an interest-only versus traditional mortgage

              Paycheck & Benefits

              • Convert my salary to an equivalent hourly wage.
              • Convert my hourly wage to an equivalent salary.

              Resource Links

              • Calculators
              • Forms
              • Secure File Transfer

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              •  Fax: (612) 470-0077
              •  chuck.taylor@fourpointsadvisory.com
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